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Insurance & Payments

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At Crystal L. Franklin, O.D., P.A., our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, CareCredit, and most credit cards. We inform our Pawleys Island patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

Vision Insurance

The knowledgeable staff at Crystal L. Franklin, O.D., P.A. is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover most of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

We accept all major plans such as, but not limited to:

  • Eyemed
  • Vision Service Plan (VSP)
  • Davis
  • Spectera
  • Medicaid
  • Medicare
  • Care Improvement Plus / Avesis
  • Opticare
  • Blue Choice Health Plan
  • Humana
  • Cigna
  • Physicians Eyecare Plan
  • Physicians Eyecare Network
  • NVA
  • Community Eyecare Plan
  • Advicare
  • Molina

Contact our office at (843) 314-9064 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Care Credit

We are Extremely proud to announce that we accept Care Credit.  Care Credit gives you the flexibility and convenience when managing your family's out-of-pocket healthcare expenses.  It can be used to purchase glasses and contact lenses as well as co-payments and deductibles. You can apply at home online or in person at our office.

Other Payment Options

Our Pawleys Island optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At Crystal L. Franklin, O.D., P.A., we also accept cash, check, and major credit cards. Call (843) 314-9064 today to schedule your eye exam today.